LATEST CASE Case No. 011 — published.
Carol held a durable, notarized power of attorney for her father. When his stroke triggered a
$9,000-a-month nursing bill and she sat down to move the house into a protective trust, the
document stopped her — it never granted the power to transfer assets, so the only path left was
a court guardianship that ran for months while the savings drained. The Harmons' document named
that power in writing; their daughter moved the home in weeks and kept roughly $300,000. The
Council's eleventh case opens the file on the one power most powers of attorney are missing.
PUBLISHED · THE AUTOPSY · POWER OF ATTORNEY
The one power most powers of attorney are missing.
A durable power of attorney can be valid and notarized and still useless — if it never
grants the power to gift or transfer assets the family needs. Without it, Carol faced a
months-long court guardianship; the Harmons' document named it and moved the home in weeks.
Carol's family lost months and savings; the Harmons kept
~$300,000.
THE BILL THAT STARTED IT $9,000/mo
HOME EQUITY KEPT VS LOST ~$300,000
THE COUNCIL PUBLISHES Four files. One library.
Each video the Council publishes belongs to one of four files. The mix follows a fixed ratio so
a returning viewer always knows what they're opening.
40% · FEAR PILLAR The Autopsy
Mechanism · consequence · prevention
The pattern analysis. One failure mechanism, dissected against statute and case outcome.
"How Medicaid takes homes in Texas."
25% · MYTH PILLAR The Myth Kit
Received belief · court record · correction
The inherited assumption, held up against what courts actually rule. Short-form, high-share.
"A will does not avoid probate."
20% · STORY PILLAR Case File
Named case · numbered · archived
The long-form forensic. Anonymized names, preserved facts, redacted documents. Cult format.
"Case No. 042: The Johnson estate."
15% · HOW-TO PILLAR The Instruments
Document · purpose · state variants
The tools. What each document does, when it breaks, and where state rules matter most.
"The 7 documents every family over 60 needs."
THE FILES Four Council files — free to read.
Written to be a shortcut through the first conversation with a family attorney. Each file
cites every figure.
READY · CHECKLIST Pre-Autopsy Checklist
20 questions · 5 sections · scoring guide
Twenty questions the Council asks before an inheritance fails. One sheet per family, revisited annually. Filed under Case No. 001-PAC.
Open the Checklist → READY · TIMING GUIDE The Social Security Timing Guide
20 pages · break-even math · decision worksheet
When to claim — 62, 67, or 70 — and the survivor-benefit math most couples miss. 2026 figures from primary SSA and IRS sources, with a one-sitting worksheet.
Open the Guide → IN PREPARATION The 7-Document File
7 instruments · state-variant matrix · expected 2026 Q3
The seven documents every household needs, what each one does, what happens when it's missing, and which items vary by state.
Reserve a copy → IN PREPARATION Look-Back Rule Cheat Sheet
50-state penalty divisors · expected 2026 Q4
The 60-month transfer window mapped against the Medicaid penalty divisor in every US state. One page, one table, one year of homework compressed.
Reserve a copy →